Why is My Credit Score Only…

Keelin Billue Gubbels Mortgage News, New Home Buyer, News, Refinancing

Many times a borrower has asked “why is my credit score only ###”?   The answer will depend on the credit profile – here’s the breakdown: 35% – payment history : paying your bills on time is 1st primary factor 30% – amount owe/ credit balance : not having all your credit cards max out/close to limit is 2nd primary factor 15% – length of your credit …