Whether this is your first home, or one of several you have purchased, we can help structure a loan program best suited to your needs. If this is your first home, congratulations! This is one of the most important investments you will make in your lifetime.

Here's how Chicago Financial Services can help you:

Pre-qualify you for a loan.
Over the phone we can review your financial condition and then issue a pre-qualification letter that will satisfy a seller or agent when making an offer to purchase.

Run your credit report.
This will give us a clear view of your current debt structure and will also reveal your Fair Isaac & Co. (FICO) credit scores, which are important factors in the underwriting process.

Pre-approve your loan application.
Under most circumstances, with your initial application taken over the phone, we can obtain an immediate indication from the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC), as to the eligibility of your loan. With their endorsements, you can be sure early in the process that your loan will go straight through to closing.

Provide you with a complete choice of loan products.
You’ll receive a full explanation as to how each loan operates, and we’ll help you compare and contrast different options, giving you a recommendation and competitive quote for each type.

Review and explain closing costs and provide you with a Good Faith Estimate.

All of the above services are offered to you at no cost or obligation.

To fill out an online application, click here, or to speak directly with a mortgage consultant, please call us at 312.642.7979, or email us at info@cfsmortgage.com. A mortgage consultant will contact you within regular business hours.