to rent or to buy that is the question…

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ask yourself

1) how much do i have saved?   the min down payment is zero VA, 3 IDHA, 3.5 FHA  and 5% Conventional.  do you have the min?

2) what is my budget?  owning a home is not cheap plus you have “other BILLS” before owning.  can your budget take on more expenses?

3) what is my credit profile?  good or bad, a mortgage is possible.   having credit profile check/review will help you explore the possibility!

4) can i afford the condo/home i like?  price can vary per location, carefully planning can help!


Joon Choi

Senior Loan Officer

Chicago Financial Services, Inc.


Joon Choito rent or to buy that is the question…

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