To Rent or To Buy, That is the Question…

CFS Staff News

Chicago Mortgage RatesAsk yourself:

1) How much do I have saved?   The min down payment is zero VA, 3 IDHA, 3.5 FHA  and 5% Conventional.  Do you have the min?

2) What is my budget?  Owning a home is not cheap plus you have “other BILLS” before owning.  Can your budget take on more expenses?

3) What is my credit profile?  Good or bad, a mortgage is possible.   Having credit profile check/review will help you explore the possibility!

4) Can I afford the condo/home I like?  Price can vary per location, carefully planning can help!


Joon Choi

Senior Loan Officer

Chicago Financial Services, Inc.


This blog post is for information purposes only. This is not an offer to lend. Restrictions apply. Conditions are subject to change. Some of this material my become dated. Guidelines are subject to change without notice. All loans are subject to final underwriting review.