1) How much do I have saved? The min down payment is zero VA, 3 IDHA, 3.5 FHA and 5% Conventional. Do you have the min?
2) What is my budget? Owning a home is not cheap plus you have “other BILLS” before owning. Can your budget take on more expenses?
3) What is my credit profile? Good or bad, a mortgage is possible. Having credit profile check/review will help you explore the possibility!
4) Can I afford the condo/home I like? Price can vary per location, carefully planning can help!
Senior Loan Officer
Chicago Financial Services, Inc.